Principles of Housing Finance Reform

Principles of Housing Finance Reform

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Nearly a decade after the housing market's collapse triggered the Great Recession, members of both sides of the political aisle are calling for reform. Principles of Housing Finance Reform lays out a roadmap for reforms for a new housing finance system to achieve liquidity, access, and sustainability.In fact, CBO estimates negative subsidy rates using fair-value accounting for home purchase loans endorsed in FY2014 with loan-to-value (LTV) ratios of 95 percent or more and credit scores of at least 680. a€œThose savings imply that privateanbsp;...

Title:Principles of Housing Finance Reform
Author: Susan M. Wachter, Joseph Tracy
Publisher:University of Pennsylvania Press - 2016-08-26

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